Compare DSCR loan rates across lenders — in one place.
Estimated investor-rental loan rates by lender, market, and borrower scenario. Updated daily. No single lender’s spin — just the numbers, side by side.
Today’s national DSCR rate snapshot
Benchmark scenario: 75% LTV · 740 FICO · 1.25 DSCR · single-family rental · 30-yr fixed.
| Lender | Est. Rate | Base + Spread + Adj. | Est. Monthly P&I | Apply |
|---|---|---|---|---|
| KiaviLowestsample | 6.775% | 4.15 + 2.88 − 0.250 | $1,951 | View lender → |
| RCN Capitalsample | 7.025% | 4.15 + 3.00 − 0.125 | $2,001 | View lender → |
| Lima One Capitalsample | 7.025% | 4.15 + 3.00 − 0.125 | $2,001 | View lender → |
| LendingOnesample | 7.025% | 4.15 + 3.00 − 0.125 | $2,001 | View lender → |
| Visio Lendingsample | 7.150% | 4.15 + 3.13 − 0.125 | $2,026 | View lender → |
| Griffin Fundingsample | 7.150% | 4.15 + 3.13 − 0.125 | $2,026 | View lender → |
| OfferMarketsample | 7.150% | 4.15 + 3.13 − 0.125 | $2,026 | View lender → |
| Angel Oak Mortgage Solutionssample | 7.275% | 4.15 + 3.25 − 0.125 | $2,052 | View lender → |
| Easy Street Capitalsample | 7.275% | 4.15 + 3.25 − 0.125 | $2,052 | View lender → |
| Defy Mortgagesample | 7.275% | 4.15 + 3.25 − 0.125 | $2,052 | View lender → |
| New Silversample | 7.400% | 4.15 + 3.38 − 0.125 | $2,077 | View lender → |
| HomeAbroadsample | 7.525% | 4.15 + 3.50 − 0.125 | $2,103 | View lender → |
Estimated, not a quote. Rates are computed from a base index plus illustrative lender adjustment grids and are not offers. Actual terms depend on the lender, property, and your full profile. PropertyInvestorRates may earn a referral fee on a funded loan. We are not a lender or mortgage broker.
DSCR rates by metro
Popular borrower scenarios
Why a neutral comparison?
DSCR pricing isn’t standardized — one lender quotes 7.5%, another 8.5% for the same deal. Every lender’s own site pushes its own product. We compute estimates the same way across all lenders so you can actually shop. See exactly how we compute rates.